Best Banks For Traveling Healthcare Professionals
While it’s probably not something that a would-be healthcare traveler thinks about when considering accepting a travel job, choosing the right bank can make things a lot more convenient while you’re out on the road. By opening a checking account at a bank that has nationwide offices, it will be much easier to deposit checks and get cash out of ATMs without extra charges. Who wants to have to change banks every 13 or 26 weeks?
There are a number of banks that cater to travelers by offering perks that can help while you’re out on the road, and at home. Some of those perks might include free ATM usage at ATMs across the nation or rebates for out-of-network ATM fees, or even credit cards that allow you to build points or miles for travel-related purchases such as buying gasoline, car rentals, airline tickets and more.
A few of the important things to think about when choosing a new bank as a healthcare traveler include whether or not there is a local branch at your assignment location, if the bank offers online check deposit, whether or not free online bill pay is available, what the ATM fee policy is and what the withdraw limits are.
If you’re an allied traveler who wants to make the most out of your banking relationship while on a travel job, you can’t go wrong with these financial institutions.
Bank of America
Bank of America offers a ton of convenience with nearly 5,100 branches and over 16,200 ATMs around the country and counting. It also offers online billpay and check deposit as well as being a member of the Global ATM Alliance. That means that if you decide to vacation overseas in between assignments, you’ll be able to use many international ATMs without having to pay for fees associated with non-Bank of America withdrawals or transfers. And, sign up for its Travel Rewards Credit Card, and you’ll earn lots of outstanding travel-related perks, including points that can be turned into cash.
Similar to Bank of America, Chase is also incredibly convenient with some 15,500 ATMs and nearly 5,700 branches. Of all the national banks, Chase has some of the best checking options, and even when you aren’t near a branch, you can use its mobile app to pay your bills, upload and deposit checks or even send money to individuals.
The Chase Sapphire Preferred credit card is ideal for those who travel frequently, as rewards can be earned quickly for big savings with double points on travel- and dining-related purchases. There are often hefty bonus points given just for signing up, sometimes as high as 50,000 reward points.
Citibank offers more than 700 branches across the U.S. and nearly doubled its fee-free ATM network earlier this year when it added 30,000 surcharge-free ATMs. Citibank digital banking offers access on-the-go to your account, and with the mobile app busy healthcare travelers can easily deposit that check by phone, use text banking services, check your balance and more. The institution also offers multiple credit card choices, including travel credit cards.
It may not have the most ATMs, but Wells Fargo does have the most branches in the U.S. with over 6,300 as well as a number of other perks that make it ideal for those with a travel job. That includes smartphone banking capabilities that are hard to match and its Wells Fargo Propel Amex card which is great for gas purchases as you’ll earn triple the points. You can even get protection on your cell phone against theft or damage, when you pay your monthly bill using the card.